
VTN or Virtual Terminal Network is a revolutionary Virtual/Mobile paymentnetwork designed solely for the developing economies, keeping emerging
markets in mind by not requiring expensive and impractical payment initiatives of
the yester years. With initial deployment in Africa's most populous country, we
use the most practical and latest in Mobile and Web technology to help make
transactions and accessing your funds more convenient nationwide. Deposit
funds at any participating financial institution, have your money follow you
wherever you go nationwide.
VTN allows Merchants and Retailers to process transactions safely and securely
from any computer connected to the internet and GSM Phone. With a secure
login, you can complete transactions rapidly within the VTN network and receive
instant authorization in real time. In addition, VTN can run in additional two
languages French and Spanish for the eventual deployment in other countries.
VTN allows you to go global while staying local.
Account Holders can fund their accounts via any participating financial
institutions, agents and retailers in VTN’s extensive network. Withdraw your
funds easily and securely over the internet or by using your GSM phone, then
pick up your funds at any participating Bank or financial institution whenever you
like. Absolutely no waiting in line!
Is there any need for VTN?
Yes. VTN is the only payment network destined to accelerate the unavoidable
take off of ecommerce in many regions of the world. It is a much-needed service
especially in underserved countries of Africa where ecommerce is yet to develop
due to non-availability of a payment system of international standard. Now you
don’t have to worry about how to receive payments on your web site or ordinarily
pay for goods and services without having to go to the Bank.
All you need to do now is to purchase VTN reload card from any reseller or go to
any of the participating Bank to fund your VTN account. There is no limit to what
you can do once your account is funded. On other hand, it’s an opportunity for
businesses to acquire more their clientele with automated account and
transaction management.
Who needs VTN?
In short everyone, from online shoppers to every business that value real time
payment settlement that is fast and scalable. Before now, credit cards seem to
be the only way to make real-time payment online, but that is not true. VTN is the
practical option for those countries where credit card system does not exist. With
VTN turnkey solution, you can now begin to buy or sell services online and pay in
real time.
VTN is a breakthrough for utility companies that want their customers to pay their
bills in real time. VTN provides excellent reporting tools so you can monitor
transactions as they occur nationwide.
How does VTN works?
VTN’s primary function is Transaction Processing. In other words, VTN with its
state of the art technology infrastructure lies between customer and the
businesses. For example, Mr. A, a buyer and Mr. B, a seller can do business
together without seeing each other. Seller of service or product can integrate our
merchant solution to their web site. This helps buyers to pay seamlessly from any
location worldwide; on completion of this transaction the seller receives payment
minus the fees in his VTN account instantly. This fund is immediately available
for withdraw.
VTN is perfect for person-to-person payments. VTN allows you to pay another
person who’s thousands of miles away from you. The recipient can later withdraw
the fund using his/her GSM phone or online or simply leave the money there for
future purchases.
it's everything you've have been waiting for
.securely settle person - person transactions
.pay a merchant or retailer instantly
.pay your bills, subsriptions and utility bills instantly
.recurring payments. we charge your customers and credit your VTN account instantly
.multiple ways to withdraw (ATM, cash, check, direct deposit)
Our Partners include:



Open a VTN account today and start enjoying worldwide payment system at its ease.
click below to join the VTN family.


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